Pay your SBI credit card bill by cheque? Get set to shell out Rs.100 more


SBI Card, the credit card and payments arm of SBI will levy a charge of Rs.100 on payments made by cheque towards clearing SBI credit card dues. This amount will be charged if the bill amount is under Rs.2,000. Payments exceeding Rs.2,000 will not attract any charge.

The new charge aims to promote digitisation, reducing the hassles associated with cheque payments.

The move is designed to reduce cheque payments, which are often time-consuming and cumbersome. Processing these payments also results in extra costs for the company.

Cheque payments account for around 10 per cent of all SBI Card payments. These often result in disputes and delays, which the company aims to eliminate by reducing the number of such transactions.

Not all cheque payments will attract this charge. SBI cheques used to make payments are exempt.

Additionally, Unnati cardholders are also exempt from this charge, irrespective of the bill amount or the cheque used. The Unnati card aims to bring youngsters and first-time credit cardholders into the fray of SBI.

The new charge is in force from April 1, 2017.

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